home solar

Monthly Solar Loan from Sunrun

Take Control of Your Energy with Custom Home Solar Power and Battery Storage

Purchasing your own home solar system is within reach. When you go solar with Sunrun’s monthly solar loan, cost doesn’t have to be a barrier. You can get a custom solar system with little to no up-front cost, fixed monthly loan payments, and a competitive interest rate. You can also add a solar battery, qualify for solar incentives, and potentially build property value.

The Perks of Financing a Sunrun Solar System

solar loan

Competitive Solar Loans

Sunrun’s monthly solar loan process is straightforward and hassle-free. Enjoy quick approvals and competitive interest rates when you apply.

solar home

Expert Solar Support

We’re here for you every step of the way. From paperwork to permits, our experienced Solar Advisors can handle all aspects of your home solar system installation.

solar home

Get Solar Incentives

Solar incentives, like federal and state tax credits, solar rebates, and sales and property tax exemptions, will go directly to you. 

Do you own your home?

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Compare Sunrun Solar Plans and Services

Monthly Lease

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Full Lease

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Full Purchase

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Monthly Loan

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Benefit Low upfront cost Pay now, save later Own your system outright Purchase and finance
System ownership Sunrun Sunrun Homeowner Homeowner
Upfront payment $0 to little down ~25 years of energy cost Full system cost $0 down
Monthly payment To Sunrun To loan provider
Rate hike protection Green Check Green Check Green Check Green Check
Warranty Green Check Green Check Green Check Green Check
Full Service Green Check Green Check With Protection Plus With Protection Plus
  Learn More Learn More Learn More
Benefit: Low upfront cost
System ownership: Sunrun
Upfront payment: $0 to little down
Monthly payment: To Sunrun
Rate hike protection Green Check
Warranty Green Check
Full Service Green Check
Learn More
Benefit: Pay now, save later
System ownership: Sunrun
Upfront payment: ~25 years of energy cost
Monthly payment:
Rate hike protection Green Check
Warranty Green Check
Full Service Green Check
Learn More
Benefit: Own your system outright
System ownership: Homeowner
Upfront payment: Full system cost
Monthly payment:
Rate hike protection Green Check
Warranty Green Check
Full Service With Protection Plus
Learn More
Benefit: Purchase and finance
System ownership: Homeowner
Upfront payment: $0 down
Monthly payment: To loan provider
Rate hike protection Green Check
Warranty Green Check
Full Service With Protection Plus

Frequently Asked Questions

Leasing and buying solar panels offer unique advantages.

Owning a new home solar system can be costly. That’s why Sunrun offers stress-free solar leasing so that you can go solar for as little as $0 down. You only need to pay a low monthly bill or pay your solar energy up-front while locking in long-term savings. Since Sunrun owns the system, we’ll also provide 24/7 monitoring and maintenance during the length of your agreement. That means you'll get clean, worry-free energy that’s guaranteed to save you money. If your system breaks, we’ll fix it free of charge!

Sunrun also gives you the option to buy your solar panels. When you own your home solar system, you'll enjoy all the incentives, benefits, and savings for life. All the solar incentives, like the federal solar tax credit, state tax credits, and solar rebates, will go directly to you. You could also recover the cost of your solar investment thanks to the potential value it may add to your home; however, you’ll be responsible for any repairs and maintenance your home solar system needs outside the scope of your system’s warranty.

Request a free quote today and get connected with our Solar Advisors to find the best solar and storage solution for your energy needs.

Our monthly solar loan allows you to finance your home solar system purchase with as little as $0 down, along with low, fixed monthly payments and a competitive interest rate. When you decide to own a system, you'll enjoy all the solar incentives for which you may qualify, like the federal tax credit, property and sales tax exemptions, and solar rebates.

At Sunrun, we’re here to guide you.

1. See if you qualify for one of our Sunrun plans.

2. You’ll hear from one of our knowledgeable Solar Advisors to provide you with a free energy consultation.

3. We'll discuss the financing options that best match your budget and unique needs.

After your consultation, your Sunrun Advisor will create a proposal, including a home solar system design tailored to maximize energy production at home, along with a final loan quote. You can also review your solar and storage products and choose to add our comprehensive Sunrun Service Warranty on top of your equipment’s manufacturer warranty.

Once you decide that our monthly loan plan is right for your needs, we’ll reach out to one of our trusted loan providers to help you get a fast-approval finance plan with fixed, low interest rates.

Figuring out if your home is good for solar depends on several factors, like where your house is located, the angle of your roof, roof shading, and how old your home is.

If you want to find out if solar is a good fit for your home energy needs, get in touch with one of our Solar Advisors. They’ll run a personalized analysis of your house with BrightPath™, our proprietary solar design technology, to give you all the answers. We’ll only recommend solar if it’s the right move based on your budget and unique energy needs.

Every household will need a different number of panels based on how much energy it uses, the climate in the area, and how much direct sunlight hits its roof. To learn more about these factors, click here.

During your free consultation, we’ll figure out how much energy a rooftop panel system will need to produce to power your home.

Solar panels could help you build home value. Fortunately, since most states offer property tax exemptions for home solar systems, you may not need to pay extra for the potential value your system adds to your home. Going solar is the gift that keeps on giving!

Solar panels can last anywhere between 25 to 30 years, sometimes more. This doesn’t mean that the panels on your roof will stop producing electricity after a couple of decades. It just means their energy production will decrease by what solar panel manufacturers consider optimal to meet the average household's energy needs. With proper care and maintenance, you can expect to receive significant solar benefits for the next 20 to 30 years.

Once you’re approved for a solar installation, your home will undergo a site assessment so our expert Solar Technicians can work on and present your system design.

After that, our Solar Design Experts will make any necessary adjustments to your solar design and get your final approval. Once it’s approved, we’ll submit your design to the city for permitting, which can take up to eight weeks. From there, either Sunrun or one of our local certified partners will perform your solar installation. We only partner with the top-rated solar installers, so rest assured that you’ll end up with the highest-quality solar installation possible.

When your installation is complete, the city or county will perform a final inspection of your system. Once it’s approved, it’ll be connected to the grid, and we’ll submit your documents to your utility company. After your utility company grants Permission to Operate (PTO), you’ll be ready to power your home with the sun.

Want to learn more? Here’s a detailed timeline of our Solar Installation process.  

The interest on solar panel loans is only tax-deductible if they're secured loans, such as a home equity loan. Our monthly loan plan offers unsecured financing through one of our trusted loan partners, so the interest on your loan will not be eligible for a tax deduction. However, you’ll be able to purchase a home solar system with as little as $0 down, along with the added benefit of low, fixed interest rates. What's more, you can still qualify for solar incentives, like the federal solar Investment Tax Credit (ITC).

Our monthly solar loan lets you enjoy the benefits of solar energy without having to pay the total cost of a home solar system up-front. Sunrun lets you become a solar owner with as little as $0 down. We only partner with trusted loan providers to help you get fast-approval, hassle-free financing plans with low, fixed interest rates.

You may also get lower electricity bills and carbon emissions. Plus, you could qualify for any tax credits, tax exemptions, and solar rebates available in your state.

Studies show that owning solar panels could potentially increase your property value. For example, solar homes in California sell for $20,000 more on average, while solar homes in other states sold for about $15,000 more. With numbers like that, you could likely recover the cost of your system if you decide to sell your home. So you'll not only enjoy clean, reliable energy, you’ll rest easy knowing that you made a smart investment.

See the states where Sunrun is currently available and which solar incentives might be offered in your state. Some of the most common solar incentives include state tax credits, property and sales tax exemptions, Solar Renewable Energy Credits (SRECs), and solar rebates from your local utility. No matter which state you live in, you may also be eligible for the federal solar Investment Tax Credit (ITC) when you purchase your own system.

We only offer best-in-class solar equipment, including rooftop panels and batteries with the highest quality workmanship. All of our solar and storage products are backed by robust manufacturer warranties. Contact one of our Solar Advisors to learn more today.

We stand by our solar and battery systems and only use technology that maximizes their quality, efficiency, and affordability. All of our home solar and storage systems are backed by robust warranties. Since our monthly solar loan customers own their systems, they'll have to cover any cost of repairs outside the scope of the manufacturer warranties.

Brightbox, our holistic home solar battery storage service, can help you power through outages and bill spikes, day and night. It could also help you save money compared to gas- or diesel-powered generators. No fumes, no noise, and no-hassle—Brightbox is fueled every time the sun is out.

Due to tech compatibility, Brightbox is only available with the installation of a new Sunrun home solar system. Check if our Brightbox battery storage solutions are offered in your area.

We get it. Life happens. That’s why Sunrun makes it easy to transfer your monthly solar loan agreement to the new homeowners.

Our Service Transfer Specialists handle everything from educating realtors and potential buyers to working with escrow officers, title agents, home inspectors, and anyone else who might need to know about your system or solar loan agreement. Learn how Sunrun works to help make your move as smooth as possible.

Take it from the more than half a million customers that have already gone solar with Sunrun. As the #1 home solar and energy storage company in the U.S., we work so that you can benefit from your solar installation for decades to come. Read the reviews.